Take out insurance for your revolving credit

Take out insurance for your revolving credit

Do you want to take out insurance for your revolving credit? Find solutions tailored to your needs and situation.

Revolving credit insurance is optional, but always welcome. Remember that this loan formula, with its renewal mechanism, can last several years. During this time, your situation may change, in the good and the bad sense.

Hearts Queens offers to support your project of credit revolving without card with additional insurance that will shelter you and your family, in case of a hard blow.

Insurance covers you against several types of risks:

  • death, disability, illness with DIM Credit Insurance;
  • death, disability, sickness and unemployment with DIM CHOM Insurance;
  • Death with Senior Credit Insurance

Learn about the terms and extent of coverage so you know when your insurance can be used.

DIM revolving credit insurance (Death, Disability, Sickness)

DIM revolving credit insurance (Death, Disability, Sickness)

The revolving death, disability, sickness ( DIM ) credit insurance covers monthly payments for you in case of death, disability or incapacity. Subscription condition: to be under 60 years old.

In the event of death, the insurance pays the remaining capital due on the day of death up to a limit of € 50,000, depending on the age of the participant.

In case of incapacity, the revolving credit insurance pays 100% of the deadlines during the work stoppage and ceases at the latest at the 60th birthday.

Finally, the revolving credit insurance pays 100% of the deadlines in case of permanent and total disability ** and ceases at the latest at the 60th birthday. It settles the remaining capital due on the day of recognition of the Total and Irreversible Loss of Autonomy.

DIM CHO revolving credit insurance (Death, Disability, Sickness, Unemployment)

DIM CHO revolving credit insurance (Death, Disability, Sickness, Unemployment)

DIM CHO revolving credit insurance (Death, Disability, Sickness, Unemployment) offers the same coverages as DIM coverage by adding a guarantee in case of loss of employment. The subscription is reserved for the under 60s.

In case of loss of employment following a dismissal, the insurance covers 100% of the deadlines during a search period of a new job of 6 months and ends at the latest at the 65th anniversary

Senior revolving credit insurance

Senior revolving credit insurance

This insurance is reserved for people aged 60 to 78 years. In the event of death before the age of 81 on the anniversary date of the credit, the insurance pays the outstanding capital on the day of death.

  •  After application of a grace period and within the limits defined contractually.
  • In the event of classification in disability 2 nd category by Social Security or is classified as disability greater than or equal to 66% by the Insurer

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